DO YOU QUALIFY?
Contact us to find out if you qualify for our first home funding program. This is a community housing initiative to get families into their first home.
Program Structure

1

Eligibility
Low-income earners or first-time buyers with stable income can apply. Commitment to a two-year rent-to-own agreement is required.

2

Rent-to-Own Period
Pay affordable weekly or fortnightly rent for two years. A portion of your rent goes towards your future home deposit.

3

Transition to Purchase
After two years, your accumulated rent becomes your deposit. Pay a 10% fee, then enter a no-interest finance agreement.
Client Benefits
Affordable Ownership
Low-income families can own a home without high interest rates. Build equity from day one.
Financial Flexibility
No-interest financing and structured fees ensure predictable, manageable payments. Your future is secure.
Community Support
Join a supportive community of new homeowners. Access resources for successful homeownership.
Joining the Program
1
Application
Submit your application. We'll review your eligibility and offer financial counseling.
2
Agreement
Sign the rent-to-own agreement. We'll explain all terms and payment structures clearly.
3
Move In
Get your keys and move into your new home. Start your journey to ownership.
4
Ownership
After two years, transition to full ownership with no-interest financing.
Ongoing Support
Homeownership Counseling
Get expert guidance on managing finances and property upkeep. We're here to help.
Community Initiatives
Join programs that build a strong sense of community. Meet your neighbors and get involved.
Sustainable Ownership
Learn strategies for long-term success as a homeowner. Your future is bright.
Empowering Your Future
How does this program make homeownership accessible?
Our program eliminates high interest rates and provides a structured path to ownership. The rent-to-own model and no-interest financing make monthly payments affordable for low-income families.
What support will I receive as a new homeowner?
You'll have access to homeownership counseling, community development initiatives, and ongoing guidance. We're committed to your long-term success and building a strong, supportive neighborhood.
Is this program right for me?
If you're a low-income earner or first-time buyer dreaming of homeownership, this program could be your opportunity. Contact us to discuss your situation and explore how we can help you achieve your goals.
Want to chat?
If you need help, have a question, or want to find out if you qualify and you want to talk to a real person, we are here and ready to help.

1

Email Us
If you’d prefer to email a question, fill out the form below. You’ll receive a speedy, friendly reply from one of our support team in our Auckland HQ, or from our helpful team in Waikato.